Guides

Plain-English explanations of the rules behind our calculators, with worked examples.

Payday Super explained: what changed on 1 July 2026

Payday Super means super is paid with every pay from 1 July 2026, reaching the fund within 7 business days. What it means for employees and employers.

Australian tax rates 2026–27: brackets, the 15% cut and examples

The 2026–27 Australian resident tax rates, what the cut from 16% to 15% saves, Medicare levy, LITO and worked examples at common salaries.

HECS-HELP repayments 2026–27: thresholds, marginal rates and examples

How compulsory HELP repayments work in 2026–27: the $69,528 threshold, the marginal 15%/17% system, repayment income and worked ATO examples.